Insurance
you tolerate.
Insurance you read.
Reaching new heights.
We're a technology-led independent brokerage placing personal, commercial, and professional coverage across Kansas and beyond. Modern tools, real advisors, fewer surprises at renewal — and a team that actually answers the phone.
Appointed with 50+ leading carriers
Coverage placed by an agency that actually reads it.
Auto Insurance
Cars, motorcycles, RVs — coverage that keeps up with the way you actually drive.
02 / BusinessCommercial Auto
Fleets, trucks, and one-truck operations. Liability, physical damage, and downtime.
03 / BusinessGeneral Liability
Slip-and-fall, third-party property damage, and defense costs for the day-to-day exposures of running a business.
04 / BusinessProperty & BOP
Building, contents, business interruption, and liability — bundled into a Business Owner's Policy or built à la carte.
05 / SpecialtyRental Portfolios Our specialty
Single-family, multi-family, mixed-portfolio landlords. Schedule-of-properties policies built for investors with 5, 50, or 500 doors.
06 / ProfessionalProfessional Liability
E&O for the work you do — defense, settlements, and judgments handled right.
07 / BondsSurety Bonds
Contract, license, and permit bonds — issued quickly through bonded carriers.
08 / SpecialtyGroup Health & Life Benefits Via partner
Employer-sponsored medical, dental, vision, life, and disability — placed through our trusted benefits partner so your employees get expertise we can stand behind.
For the people we know we serve well.
For Contractors
HVAC, plumbing, electrical, construction.
The full stack — commercial auto, GL, workers' comp, builders risk, and bonds.
See coverage →For Rental Investors
Single-family, multi-family, mixed.
Schedule of Properties policies built for portfolios of 5, 50, or 500 doors.
See coverage →For Real Estate Pros
Realtors, brokers, teams.
E&O, GL, cyber, and personal coverage tailored to the way you work.
See coverage →We do three things most agencies don't.
You won't see the difference until renewal — or, more likely, the first time something goes sideways and you actually need the policy. That's when the work we did up front pays for itself.
01 / Read
We read the policy.
Every binder gets a line-by-line review before you sign. Coverage gaps and weird endorsements get flagged in plain English.
02 / Shop
We shop the market — every year.
50+ carrier appointments. We benchmark your premium 60 days before renewal. No drift, no surprises.
03 / Show up
We answer the phone at claim time.
We sit between you and the adjuster — reading the coverage decision, pushing back, escalating when needed.
$0M+
In coverage placed across personal, commercial & benefits clients.
0+
Carrier appointments across personal & commercial lines.
0%
Of new policies get a line-by-line review before binding.
0d
Renewal benchmark window — every account, every year.
Wins, milestones, and the people we work for.
Follow along → @summitrisksolutions
Saved a regional contractor 22% on commercial auto by re-bidding their fleet after a clean year.
#commercialauto · #wichita
40%
Overhead reduction on group health for a Colorado aircraft manufacturer — same plan, same coverage.
#groupbenefits · #specialty
Your "full coverage" auto policy probably doesn't include rideshare. Check before your next Lyft shift.
#tipoftheweek
"They actually read my policy. Caught two coverage gaps the prior agent missed."
— Mark T., contractor
100+
Bonds issued for contractors and small businesses across KS & OK.
#suretybonds
COI request at 4:55 PM on a Friday. Sent before the job site closed.
#weshowup
What clients actually say about working with us.
"They didn't just hand me a quote — they walked me through what the policy actually does and doesn't cover. First time an agent has done that for me."
Ready to read
your policy?
Send your declarations page and we'll come back with apples-to-apples comparisons from carriers built for your profile — usually within one business day.